Product
A secure, PCI-compliant SAP-integrated card processing module that accelerates order-to-cash cycles. Supports real-time authorization, settlement, and reconciliation, all within SAP. Imagine your payment card payouts tied to the penny with your transactional documents.
SAP environments that touch consumer payments — retail, direct-to-consumer, subscription, omnichannel — face a special kind of pain: PCI compliance pressure on one side, SAP's native payment limitations on the other, and processors that don't speak SAP fluently.
The DEBCOR Payment Card Engine is PCI-compliant payment card processing built natively for SAP. Real-time authorization, settlement, refunds, and chargeback handling — all running inside the SAP order flow, all reportable through standard SAP finance modules.
Strategic processor partnerships with Klarna, PayPal, Nuvei, and Stripe mean integrations are pre-built, certified, and supported. We don't ask you to wait six months while we figure out the processor API.
Features
Cardholder data never touches your SAP application servers. Tokenization at the gateway, secure vault storage, full PCI DSS scope reduction — your SAP environment stays out of PCI audit scope while the order flow stays intact.
Authorizations, captures, refunds, and chargebacks post automatically to SAP FI through standard interfaces. Your finance team reconciles in transaction codes they already know (FBL3N, FB03) instead of a separate payments dashboard.
The Challenge
Manual processing. Reconciliation mismatches. Delays between authorization and settlement. When your SAP system isn’t fully integrated with your payment gateway, the gaps cost you time, money, and customer satisfaction.
It’s time to bring speed, visibility, and control to your order-to-cash process.
How it works
Customers pay with a card. Authorization is triggered and captured directly within SAP sales or service orders.
Transactions are settled and matched automatically to SAP accounting entries. No manual reconciliation required.
Payment data is available in real time across sales, AR, and finance dashboards to improve transparency and forecasting.
Yes. It follows PCI-DSS standards and supports tokenization, encryption, and secure authentication workflows.
Most major gateways (e.g., Authorize.net, Stripe, Chase, Elavon, etc.). We can help verify compatibility for your provider.
Yes. The module is built to run across both SAP environments with minimal configuration.
Typical deployments take 2 to 4 weeks. We offer white-glove implementation and documentation support.
Notable clients
Where we work
Client experience
“DEBCOR's white-glove approach to consulting isn't just a tagline — it's the reality of their service. They've been our trusted partner for many years because of the integrity of their approach. At our request, they cleaned up our technical debt and prepared us for S/4HANA. The migration only took four months — we were down for maybe a weekend, then back to business with no loss in revenue.”
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